01 / For Insurers
Simplify the insurer’s work to expose new products as services, no need to replace the Insurer’s core infrastructure.
apfie provides the missing components like flexible billing, underwriting, regulations support, data enrichment and analytic.
02 / For partners
We provide an easy access to a global insurer’s network via simple APIs or Widgets, removing the pain points integrating to insurers so that our partners have 99% less work to do within their own development processes
03 / Data
We normalize ,ingest, secure, cleanse, aggregate, and enrich data from multiple sources to improve distribution funnels, claim process, underwriting and fraud prevention.
DISTRIBUTION AS A SERVICE
Embedded insurance & purchase experience
Tailored for the distribution partner’s industry, his customer base & services.
End to End fully managed and monitored acquisition funnels.
Advance real-time analytics based on multiple data sources, user behavior and ML algorithms to provide deeper insights, to optimize the acquisition funnels, improve underwriting and reduce fraud.
AI&ML based distribution automation: Performance-based funnel optimization, offer personalization, price optimization, targeting automation, real-time risk management.
Based on many years of experience working in the most advanced online industries we've created the ultimate platform for insurance distribution.
We believe the next-generation insurance products should be simple, personalized and offered at the point of sale as a value-added service to the product (or service) that the customers are looking for.
We are building an Insurance ecosystem that will bridge the gap between insurers and partners with an existing user base, we are creating new distribution channels as well as insights for insurers and new monetization opportunities for companies outside the insurance world.
WHY WE ARE DIFFERENT
Digital ecosystem mindset – we understand insurance but design our product services in a consumer mindset (B2B2C/B2D).
apfie enabling new opportunities in emerging verticals like cyber, gig economy and micromobility.
We decouple consumers from Insurers, saving the business and technical complexity for both sides
Our ecosystem works both ways – insurers will get access to new sources of data and analytics.
Built for scale – built on top of modern cloud architecture: microservices, event sourcing, serverless