01 / For Insurers
Simplify insurer’s work to expose new products as services, no need to replace Insurer’s core infrastructure.
apfie provide the missing components like: flexible billing, underwriting (in some cases), regulations support, data enrichment and analytic.
02 / For partners
We provide an easy access to a global insurer’s network via simple APIs or Widgets, removing the pain points integrating to insurers so that our partners have 99% less work to do within their own development processes
03 / Data
We normalize ,ingest, secure, cleanse, aggregate, and enrich data from multiple sources to improve distribution funnels, claim process, underwriting and fraud prevention.
Distribution as a Service
Embedded insurance & purchase experience
Tailored for the distribution partner’s industry, his customer base & services.
End to End fully managed and monitored acquisition funnels.
Real time analytics
Advance real time analytics based on multiple data sources, user behavior and ML algorithms to provide deeper insights, to optimize the acquisition funnels , improve underwriting and reduce fraud.
AI&ML based distribution automation : Performance based funnel optimization, offer personalization, price optimization , targeting automation, real time risk management.
Cyber insurance for small business
Next generation insurance for uninsured population
Credit Card Providers
Bancassurance distribution solution for credit card & payment providers
Based on many years of experience working in the most advance online industries we developed the ultimate distribution platform for the Insurance & Financial Industry.
We believe the next generation insurance should be simple to understand , personalized and offer at the point of sale as a value added service to the product or service that the customers are looking for.
We are building an Insurance ecosystem that will bridge the gap between insurers and partners with an existing user base, we are creating new distribution channels as well as insights for insurers and new monetization opportunities for companies outside the insurance world.
WHY WE ARE DIFFERENT
Based on Digital ecosystem mindset – we understand insurance but design our product services in a consumer mindset (B2B2C/B2D).
apfie enabling new opportunities in emerging verticals like: cyber, gig economy and micromobility.
We decouple consumers from Insurers, saving the business and technical complexity for both sides
Our ecosystem works both ways – insurers will get access to new sources of data and analytics.
Built for scale – built on top of modern cloud architecture: micro services, event sourcing, serverless